STOP RENTING! START OWNING!
Home financing options for everyone!
BANK SAYS NO? WE SAY YES!
Don't see something you like? We will get it for you!
What is the minimum down payment?
We require a minimum of 10% of purchase price as down payment.
Ensuring a substantial initial investment to secure the property and demonstrate financial commitment.
What if I don’t have 10% down payment?
For individuals that meet requirements but do not currently have a minimum 10% down payment, we offer...
Option to Buy Program
We provide a lease with an option to buy program, offering flexibility and convenience for those who want to transition from renting to ownership.
Move In!
We are pleased to inform you that you can move into the house immediately, ensuring a smooth and swift transition to your new home without any delay.
Payment Through Escrow
We will hold the sale price of the house for 36 months as you accumulate your down payment through monthly contributions to an escrow account.
What does it mean to purchase on contract and how does it work?
Buying a house on contract is the same as buying a house using a traditional mortgage loan. The big difference is that the seller acts as the lender, there is no bank or mortgage company involved. This gives the buyer much more flexibility to put together a repayment schedule that works for both parties.
What is the application process and what documentswill I need?
The application process is similar to, and as easy as, filling out most rental applications. Every application will be considered on an individual basis although we do look at credit score, criminal history, previous employment, and previous rental history.
Do I get the tax benefits of ownership?
Yes, all applicable tax benefits are available to you as a contract buyer.
What happens if I decide I want to sell during my 20 year contract for deed?
You are able to sell the property at any time for any reason if you wish.
Just like a traditional mortgage, you will have to pay off the balance of your contract prior to closing.
What will my monthly payment be?
Monthly payments will vary depending on the value of the property and the type of program. Please contact our sales specialist to go over your payment options.
CONTACT A SALES SPECIALIST